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two girls leap up on their trampolines, doing the star position - they're guided by a female coach

How risky is your activity?

You can't eliminate risk in sports and physical activities - and obviously some are riskier than others. However, you can help to protect everyone.

This can be done by choosing the right insurance and also ensuring that you have robust health and safety policies.

Getting insurance

Your insurance should cover members and visiting competitors. It must include volunteers, officials, parents, spectators and players. 

Your national governing body may provide insurance as part of an affiliation package.  Alternatively, contact a specialist insurance broker for advice.

Find your national governing body

Top tips if you're getting insurance

Certain types of insurance may be compulsory for clubs or groups that want to enter into competitions or leagues.

Here are some tips to help you check out the market...

Contact your national governing body
Your national governing body may provide insurance or recommend specific insurance companies, policies or advisors.
Think about what you really need
Ask your governing body for their advice on what the insurance needs to cover - for example, if you lose your kits and equipment, that could be very expensive.
Don't pay too much
Make sure the insurance covers what you need - nothing more.
Reassess your insurance every year
Do an annual check on your insurance needs, to make sure that your policy still fits the bill. Get a few price comparisons, to check that you're not paying too much.
Refer to your risk action plan
Your organisation should have a 'risk action plan', to offset risks. Make sure you do what you say you're going to do - for example, checking equipment regularly.

Health and safety policies

Having robust health and safety  policies will help to keep everyone safe.

You should also carry out regular risk assessments.